Veterans Pension Guide

Veterans Pension Guide

The veterans pension guide is here! The guide to explain veterans pensions, including the improved pension, housebound benefits and aid and attendance benefits is available as a free download on the website. The guide includes some basic guidelines for eligibility and the types of documents you are likely to need to complete an application successfully. Here is an excerpt from the Introduction:

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Health care advocate

Health care advocate

This month, as I do from time to time, I have a special guest writer. Sue Severino is a former nurse who started her own business as a health care advocate. If you’ve been through this or are going through it, you know how tough it is to manage doctors and medical issues, the older you get. It’s tough to keep everything straight, you often don’t know how different conditions or drugs interact with the other things you have going on—and for some reason most doctors don’t communicate with each other and it’s all up to you. And for goodness sake, you’re not a doctor!

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8 Ways to be a Smart Patient

8 Ways to be a Smart Patient

This month, as I do from time to time, I have a special guest writer. Sue Severino is a former nurse who started her own business as a health care advocate. If you’ve been through this or are going through it, you know how tough it is to manage doctors and medical issues, the older you get. It’s tough to keep everything straight, you often don’t know how different conditions or drugs interact with the other things you have going on—and for some reason most doctors don’t communicate with each other and it’s all up to you. And for goodness sake, you’re not a doctor! That’s where Sue comes in. She has the medical background to know what’s what and, knowing her personally as I do, take it from me that she has the empathy, common sense and patience to explain it to you so that you can understand it and help you make informed decisions about your own health as you have every right to do. I only...

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Six Strategies for Talking to Your Kids

Six Strategies for Talking to Your Kids

I remember pretty clearly the first conversation I ever had with my father about his advance directive wishes (though he didn’t have a written one). My grandfather had suffered from a series of strokes that left him permanently in a nursing home, unable to take care of himself. I remember my father saying to me after we left a visit with my grandfather, “don’t ever let me get like that. Just let me die.” Those words came back to me constantly during the long period of my father’s illness and I tried to use them to guide my decisions on his behalf.

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A Tribute--Care for Pets When You Are Gone

A Tribute–Care for Pets When You Are Gone

I had this month’s newsletter at the printer when I had to stop the presses and re-write this month’s issue. Many of you have come to know my dog, Josie, over the last couple years. I’m sorry to tell you that the moment almost all of us face happened, I had to put Josie to sleep on November 4. Since many of you love to hear my news about Josie, I decided it was only fitting to make this month’s newsletter a tribute to Josie, and for all of the pets that we cherish and love.

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Strategies to Reduce Debt Before or During Retirement

Strategies to Reduce Debt Before or During Retirement

Debt is something that you do not want when reaching retirement. It can drain your funds that are supposed to sustain you for the rest of your life. But reducing debt before or during retirement can be difficult. Most advisers recommend first paying off debt with the highest interest rates, but Guy Baker, a financial planner in Irvine, CA, suggests to start small.

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What is Long-Term Care?

What is Long-Term Care?

You probably know someone who has needed long-term care. Maybe you have witnessed a family member, friend or colleague struggle with the emotional and financial issues that can come with a long-term care experience. The truth is, no matter when the need arises, because of age, disability, or because of an unexpected illness or accident, long-term care can affect any age group, any social strata, and any geographic location. But what is it and how can you plan for it?

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Help Available for Caregivers

Help Available for Caregivers

Caregivers can experience high levels of stress when caring for a loved one who is ill and/or frail. According to CaregiverStress.com, nearly 25% of adults in the United States and Canada are currently caring for aging relatives. This additional responsibility can lead to emotional and physical stress for the caregiver. Nearly a third of caregivers wish they had more help.

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